Debit cards are the leading online payment choice for both genders in the USA, although women show a slightly stronger preference at , compared with of men. The clearest contrast appears in credit card usage: of men select credit cards as their preferred method, eight percentage points higher than the recorded among women.
Women are also marginally more receptive to PayPal and similar platforms, at versus among men. By comparison, Buy Now, Pay Later, e-wallets and cash on delivery attract no more than from either group, indicating that the gender divide is concentrated primarily in how consumers balance debit and credit rather than in their adoption of newer payment technologies.
