When it comes to Preferred Online Payment Methods by Gender in Poland 2026, bank transfer emerges as the dominant choice among women, with selecting it as their top method — a substantial 10-percentage-point lead over male respondents at . This gap reflects the long-established popularity of direct bank transfers in the Polish e-commerce market, where services such as BLIK have become deeply embedded in everyday digital transactions.
Men distribute their preferences more evenly across card-based options, with debit cards leading at , followed by bank transfers at and PayPal or similar services at . Women, by contrast, show lower card adoption, with debit cards reaching only and credit cards , suggesting a stronger reliance on account-based payment infrastructure.
Cash on delivery stands at an equal for both genders, indicating a shared residual preference for payment upon receipt. Buy Now, Pay Later services and e-wallets each attract modest shares across both groups, with neither exceeding , suggesting these newer payment formats have yet to achieve mainstream preference status among Polish online shoppers of either gender.
