Bank transfer dominates preferred online payment methods in Poland across the 2026 survey, with older consumers driving that preference most strongly — of those aged 65+ and of the 35–44 group rank it first. Younger adults diverge sharply: only of 18–24 year-olds favour bank transfer, instead splitting their preference between credit cards () and PayPal or similar services ().
PayPal and comparable platforms represent a clear generational dividing line. The 25–34 and 45–54 cohorts both record preference for these services — among the highest figures in the entire dataset — while the 65+ group trails at just . Debit cards remain consistently popular across all age bands, ranging narrowly from to , making them the most evenly distributed method in the survey.
Cash on delivery retains a notable foothold among older respondents, with of the 65+ group still preferring it, compared to just 5– among the 45–54 and 18–24 cohorts. Buy Now, Pay Later services show modest but measurable uptake, peaking at among 55–64 year-olds, suggesting that deferred payment appeal is not limited to younger demographics in Poland.
